All things political. Coronavirus Edition. (16 Viewers)

[Maxp]

I fear we are really going to be in a bad place due to the obvious cuts to the federal agencies that deal with infectious disease, but also the negative effect the Affordable Care act has had on non urban hospitals. Our front line defenses are ineffectual and our ability to treat the populous is probably at an all time low. Factor in the cost of healthcare and I can see our system crashing. What do you think about the politics of this virus?

 

[The moose]

On Possible Bailouts as a result of the COVID-19 virus...
I've seen where the possibility of government bailouts have been mentioned for several impacted industries. I think it's been mentioned that Airlines, Oil & Gas and Cruise Ship industries could be bailed out. There is no way in hell I would support a bail out for Oil & Gas or Cruise Ship industry. The Cruise industry should look to the tax friendly countries where their ships are registered for a bailout; not the American tax payer. As for the Oil & Gas industry, they can go kick rocks as well. They already get massive unneeded government welfare.

Yeah the Cruse ship industry is crooked as hell. They don't need our help.

I have been on one once it sure was eye opening.

 

[RobF]

What does insurance cover for a music festival like SXSW or Jazz Fest?

And really for a lot of industries - like airlines, hotels, etc.

Typically not closure due to pandemics, etc. I saw an article about specifically that, the other day, I'll see if I can find it.

Edit: Found it. https://www.theguardian.com/music/2...festivals-face-coronavirus-insurance-disaster

Coronavirus falls under what insurance companies term “communicable disease cover”, but almost no festival will have it.​

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“It is very rare,” says Steven Howell of Music Insurance Brokers. “The only people who tend to buy it are the ones that are concerned about things like foot and mouth or swine flu. I have some clients who buy it every year, but the majority don’t.”​

​

Michael Rawlings, underwriting manager at Event Insurance Services, agrees, saying that outside of animal-based events, “very few people would have had the foresight to have insurance against communicable disease”.​

 

[JimEverett]

Typically not closure due to pandemics, etc. I saw an article about specifically that, the other day, I'll see if I can find it.

Edit: Found it. https://www.theguardian.com/music/2...festivals-face-coronavirus-insurance-disaster

Coronavirus falls under what insurance companies term “communicable disease cover”, but almost no festival will have it.​

​

“It is very rare,” says Steven Howell of Music Insurance Brokers. “The only people who tend to buy it are the ones that are concerned about things like foot and mouth or swine flu. I have some clients who buy it every year, but the majority don’t.”​

​

Michael Rawlings, underwriting manager at Event Insurance Services, agrees, saying that outside of animal-based events, “very few people would have had the foresight to have insurance against communicable disease”.​

Yeah - here in Nashville there is a good size music events industry and I have heard a few people discuss the problems of planning events this summer and into the fall.
Did not know there was a specific communicable disease coverage.

 

[The moose]

What does insurance cover for a music festival like SXSW or Jazz Fest?

And really for a lot of industries - like airlines, hotels, etc.

Dude they are pulling the act of God clause.

Look at every ticket to everything it is on there. You have a ticket for when it is rescheduled.

Actually cool thing my parents had bought tickets to see led Zeppelin in advance then Bonham dies. They decided to break up and not tour again so everyone was due a refund. Pops decided to frame the tickets instead of get the refund.

Katrina nuked that.

 

[RobF]

Yeah - here in Nashville there is a good size music events industry and I have heard a few people discuss the problems of planning events this summer and into the fall.
Did not know there was a specific communicable disease coverage.

I imagine it'd be a huge headache for anyone looking to insure now.

This article - https://www.pollstar.com/article/in...ease-not-impossible-but-very-difficult-143867 - quotes the director of an insurance brokers saying, "We have inquiries by people, who would like to take out the cover now, which is difficult now that the virus is already out there. I'm not going to say it's impossible, but it's very, very difficult."

I would guess in the short term that a lot of insurers either aren't going to want to take the risk on, or are going to charge prohibitively high premiums for doing so.

 

[Joe Okc]

What does insurance cover for a music festival like SXSW or Jazz Fest?

And really for a lot of industries - like airlines, hotels, etc.

A couple questions to your questions...
Has SXSW been struggling financially? Was this an easy out for them?
Was it the musicians fearing their health?

Are all Concerts going to be cancelled now?

The NBA is talking about no attendance at games... Can you imagine no one going to a Saints game in the Dome?

If it's like this... How in the world are people going to go to the grocery stores and what about the people that deliver goods such as food...

Most of these questions are rhetorical... Just for discussion.


Most of these questions a rhtorica

 

[JimEverett]

This article - https://www.pollstar.com/article/in...ease-not-impossible-but-very-difficult-143867 - quotes the director of an insurance brokers saying, "We have inquiries by people, who would like to take out the cover now, which is difficult now that the virus is already out there. I'm not going to say it's impossible, but it's very, very difficult."

I would guess in the short term that a lot of insurers either aren't going to want to take the risk on, or are going to charge prohibitively high premiums for doing so.

Yeah, and if I am planning a festival/concert for this summer/fall do I start paying vendors now, which is routine, or wait. Both carry risks, which might mean the best course is cancel.

Its just one [small] industry that has to deal with this sort of stuff. The economic impact could be catastrophic.

 

[coldseat]

A couple questions to your questions...
Has SXSW been struggling financially? Was this an easy out for them?
Was it the musicians fearing their health?

SXSW is very popular/profitable and brings in a lot of money for Austin and all of the businesses there. This was a difficult decision for them. It was mostly brought about by big tech vendors pulling out (Amazon, Apple, Facebook, etc.). but it was solidified when the city declared a state of emergency. SXSW itself will suffer huge losses from the cancellation, as it's likely not covered by insurance. I don't think this was a desired decision by them, but moreso one that was forced on them.

Are all Concerts going to be cancelled now?

The NBA is talking about no attendance at games... Can you imagine no one going to a Saints game in the Dome?

If it's like this... How in the world are people going to go to the grocery stores and what about the people that deliver goods such as food...

Most of these questions are rhetorical... Just for discussion.


Most of these questions a rhtorica

That remains to be seen. My thought is that it's probably going to play out on a case by case basis depending on local conditions.

 

[The moose]

Yeah, and if I am planning a festival/concert for this summer/fall do I start paying vendors now, which is routine, or wait. Both carry risks, which might mean the best course is cancel.

Its just one [small] industry that has to deal with this sort of stuff. The economic impact could be catastrophic.

Yeah you can look at it another way from the food vendor stand point. What the hell do you do?

You are already gonna loose your arse one way or another.

If they call it off at least you did not buy groceries yet? If the have low attendance you sell nothing and loose your arse.

I know one guy that pays all his bills in festival season here in about three months. He is gonna loose his arse and I hope he doesn't loose his house.

 

[dtc]

They should be ashamed of themselves. And a class action suit should be brought against them. What if you can't make it from Germany next year? That's complete BS.

Those folks should have read their ticket purchase agreement.

 

[insidejob]

Those folks should have read their ticket purchase agreement.

Just because SXSW can screw people because of the fine print doesn't mean they have to.

 

[The moose]

Just because SXSW can screw people because of the fine print doesn't mean they have to.

Dude get your reading glasses out.


If the print is fine it makes it the most important. Facebook made tons off of fine print. Everyone make tons off of fine print.

It is like you never bought a ticket to anything. The act of God clause is on everything.

 

[insidejob]

Dude get your reading glasses out.


If the print is fine it makes it the most important. Facebook made tons off of fine print. Everyone make tons off of fine print.

It is like you never bought a ticket to anything. The act of God clause is on everything.

I understand the Act of God clause being on everything. At the same time, this is an international event that costs people a lot of money to see these certain acts. It's not like it'll be the same lineup next year. I just think they should take that into consideration as well and not just say "you're tickets are good for next year," and allow refunds to some people.

Hell, didn't Jazz Fest refund ticket holders just when the Rolling Stones canceled? Unless SXSW is going to be the same lineup next year as this was supposed to be it just really sucks for a lot of people.

 

[dtc]

I understand the Act of God clause being on everything. At the same time, this is an international event that costs people a lot of money to see these certain acts. It's not like it'll be the same lineup next year. I just think they should take that into consideration as well and not just say "you're tickets are good for next year," and allow refunds to some people.

Hell, didn't Jazz Fest refund ticket holders just when the Rolling Stones canceled? Unless SXSW is going to be the same lineup next year as this was supposed to be it just really sucks for a lot of people.

It sucks for a lot of people and in a perfect world I'd agree. In this case, the SXSW lust laid off 300 people. They're going to take a beating and it might kill the festival and certainly will put a huge pain on a bunch of people.

Unfortunately, some of the people hurt are the ticket purchasers.

 

[FullMonte]

That picture is not a n95 they are thick and hard to breath thru.

The n95 is ok.

I have a box in the garage for doing cruddy work and always have them. Use for stuff like woodworking dust, body work, and always live oak leaf cleanup right now especially after the pollen is out.

They are ok still get dirty boogers after wearing them working but not nearly as bad.

I would like to think people have better masks in the medical industry.

As an off-topic note. If you find yourself wearing one of these frequently for that type of work, look into the RZ Masks. They are a comfortable soft fabric mask, with a replaceable filter and a pair of one-way valves to let air out. Very comfortable, and if you wear glasses (or safety glasses) you don't have to worry about them fogging up.

 

[GMRfellowtraveller]

It sucks for a lot of people and in a perfect world I'd agree. In this case, the SXSW lust laid off 300 people. They're going to take a beating and it might kill the festival and certainly will put a huge pain on a bunch of people.

Unfortunately, some of the people hurt are the ticket purchasers.

You said ‘lust laid’

 

[insidejob]

It sucks for a lot of people and in a perfect world I'd agree. In this case, the SXSW lust laid off 300 people. They're going to take a beating and it might kill the festival and certainly will put a huge pain on a bunch of people.

Unfortunately, some of the people hurt are the ticket purchasers.

That's all I'm saying is it sucks for the ticket holders too and if there's any possible chance for them to get their money back that they paid in advance, they should try it. I'm the one who started advocating for SXSW and the businesses in and around Austin in this thread in the first place.

 

[Beach Friends]

You said ‘lust laid’

Have you ever been to one of those festivals, with all their marijuana use, music and dancin?